We've all been raised to believe that if something is too good to be true, then it probably is. For some, circumstances end up trumping logic and people find themselves in a costly and precarious situation.
A 29-year-old from Los Angeles was a victim of an online scam. David Sigman needed money, as we all do. He signed up to be a Mystery Shopper and was told he could make money by shopping local businesses and reviewing them. Sigman felt that the company was legit, and he did make a small amount of money for his work. Then he was offered a bigger assignment with the company: evaluate how a money transfer business works by cashing a $2,900 check. After he cashes the check, he was to wire the money back to him.
A few hours after completing the task, Wells Fargo called and said that the check was "fraudulent." The bank told him he was responsible for paying back the money he took out.
Signman told reporters that he felt violated and upset that he let himself down.
According to a "Scam Risk Report," Fake-check fraud is a trick played more frequently on individuals between the ages of 25 and 34. The Federal Trade Commission also found that 2x as many millennials reported fraud in 2017 than those who are over 60.
The BBB found that millennials are more likely to fall for scams they find online or on social media.
My Two Cents
I revert back to my first thought: "If it's too good to be true, it probably is." Folks, I know that it's a tough world out there. It's even tougher if you fall victim to scams, however. Do your research on jobs that you find online.
As someone who works from home, I've seen many online scams. These online jobs promise that you will make tons of money. However, they either require you to pay a fee upfront, ask for personal information first (social security number, bank info, etc), or it is straight up commission. It's best that you research each company you come across. Look them up on Indeed, BBB, Monster, see if they have a business website, etc.
Use your best judgment. Don't get caught up in a scam that will cost you money, and even your good name (I mention this because the money that Sigman owed could have damaged his credit score, ruining his chance to rent, get a mortgage, find a good job, get a car, and more). Research, research, research!
If you think this cannot happen to you, you'd be wrong. It can happen to ANYONE.
Readers, specifically my millennial readers: Have you been the victim of a scam? Let me know in the comments below!
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